2025 Irmaa Brackets Married Filing Jointly Over 65. For 2025, the standard deduction will rise by $400 to $15,000 for single filers, $800 to $30,000 for married couples filing jointly, and $600 to $22,500 for heads of household. This article reviews the 2024 and projected 2025 irmaa income brackets, as well as how irmaa brackets are calculated and how you pay the extra surcharge.
Irmaa is reassessed annually based on your most recent tax return. For 2025, youโll find several distinct income brackets that determine your irmaa surcharge.